What these terms cover in India
These terms cover eligibility, account checks, payment records, document requests, cookies, content access and the points where we may pause or close service. We may ask for your name, phone number, payment trail or identity documents when a transaction or access check needs confirmation. That helps
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us match the wallet record to the account and handle changes cleanly. If you deposit through UPI, Paytm or PhonePe, the sending name should match the account name wherever local law and banking rules require it. If local law changes in your state or territory, access
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can change too, and the law will decide what remains available. We keep account records only for the period needed to run the service, meet legal duties and resolve disputes, then we remove or archive them under our retention rules.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.